how long does it take to transfer money?

If you are transferring money from wallet to wallet, it takes within seconds.

If you are transferring money to yourself or another bank account within UK or within EEA, it depends on the transfer channel.

--In UK, you can only use Faster payment, the money will arrive within half an hour.

--In EEA, you can use either SEPA or SEPA Instant.

  For SEPA, the arriving time is in general t+0 if the money is sent before 12pm. it's t+1 if the money is sent after 12pm.

  For SEPA Instant, the arriving time is within half an hour.